English-speaking mortgage support for foreigners living and working in Poland. We check your situation, compare banks and guide you from the first call to the notary.
Useful for employment contracts, B2B, Residence Cards, Blue Cards and buyers with short Polish credit history - with 0 PLN client fee.
Reviews
From start to finish, he provided clear guidance, expert advice and unwavering support, making what could have been a complex process smooth and stress-free. I highly recommend him to anyone buying a property who needs expert guidance.
He made everything so much easier to understand and offered great advice every step of the way. What stood out most was how responsive and patient Bart was throughout the whole process.
Very professional and knowledgeable. It was apparent from the beginning that Mr. Bartłomiej has many years of experience and knows the mortgage process inside and out.
Services
You do not need to decode Polish bank requirements alone. We turn the process into clear steps, choose the right banks and help you avoid document mistakes that delay approval.
We explain bank requirements, prepare the application path and keep communication simple from start to finish.
Employment contract, B2B, ryczałt, Residence Card, Blue Card or short credit history - each case needs a different bank strategy.
You get expert guidance without paying a broker fee. Our remuneration is settled with the bank after a successful process.
Tell us what you are looking for - location, budget, lifestyle and must-haves. We help you build a clear property brief and check whether the property fits your mortgage scenario.
Gamechanger
We verify residence status, income type, own contribution and property risks before the application is submitted.
Clear outcome
best-fit banks selected for your specific case, instead of sending documents everywhere.
Quick eligibility check
This is not a bank decision. It is a fast orientation tool that shows what may help or block the process before you book a call.
⚠ This tool is for orientation only and does not constitute a financial assessment, credit decision or mortgage offer. Results depend on individual bank criteria and may differ from actual decisions.
Timeline
A clear process from first check to notary. As you scroll, each step unfolds one by one, so the path feels simple and predictable.
We check your goal, income, residence status and own contribution.
You get a simple explanation of your bank options and possible blockers.
We give you templates, checklists and guidance for HR, accounting and bank forms.
We choose the best 2-3 banks for your profile instead of applying randomly.
We prepare the full application package and coordinate the bank process.
We help with the decision, agreement, notary, mortgage entry and final payout steps.
Mortgage Calculator
Move the sliders and see a clean monthly payment estimate. The loan amount is calculated as 80% of the property value, with a 20% own contribution.
Property check
Before you commit, our real estate specialist can go through the property with you - a real person, not an automated guess. We look at the location, the documents to get from the seller and the risks worth catching before you sign.
We talk through the neighbourhood, transport and daily services, and what is worth checking on the ground before you decide.
We tell you which documents to request from the seller and how to read them, so nothing important is missed.
We flag the issues that can delay financing or complicate the purchase, so there are no surprises at signing.
Human side
Behind every mortgage is a person who needs clear answers. Our team combines mortgage expertise, property support and calm communication for expats buying in Poland.
Helps clients understand the property side of the purchase - location, search criteria, documents, next steps and what to check before making a decision.
Specialist in home-building projects - construction documentation, work schedules and loan disbursement in tranches.
We meet regulatory standards and act in your best interest.
We listen, explain and support you at every stage of the process.
Tools, checklists and expert guidance make the journey simple and transparent.
Document control
Choose your residence status, income type and property scenario. Get a practical first checklist without scrolling through a long document list.
ID, PESEL and residence documents.
Contract, tax, ZUS and payment proof.
KW, agreement, valuation and collateral checks.
This is a starter list. The final document set depends on the selected bank, property type and your exact income history.
Book a short call and we will turn this starter list into a personalized document plan for your bank and property.
Property Search Brief
If you'd also like our help finding a place to buy, fill in the brief below and we'll come back with a few options that fit and clear next steps.
Tap the stars - 1 = nice to have, 5 = non-negotiable
Tap to select up to 3, or type your own below
Things the property absolutely needs to have
Things that would immediately rule out a property
We'll review your brief and get back within 24 hours.
FAQ
Clear answers before we start. Here are the questions foreign buyers usually ask first.
Community program
Know someone buying in Poland? Refer them. When their mortgage gets approved, you choose a charity and we donate 500 PLN.